Financial Overview & Real-Time Analytics
All summary balances and interactive charts dynamically reflect the selected account.
1. Monthly Income vs. Expenses
Bar comparison for selected month & adjacent 5-month context
2. Expense Breakdown by Category
Distribution of Cash Out across categories with amounts & shares
3. Cash Inflows vs. Outflows Over Time
Green inflows vs. red outflows across selectable time buckets
4. Account Balance Trend
Chronological net balance trajectory after each recorded activity
Accounts Directory & Ownership Management
Manage personal accounts, business ledgers, family budgets, or accounts belonging to other people.
Account-Specific Category Management
Each account maintains its own independent set of categories for Cash In and Cash Out classification.
Financial Statement Generator & Exporter
Generate chronological account statements with accurate cash inflows, outflows, and net balances, and export to PDF or Excel (.xlsx).
Comprehensive Audit Activity Log
Chronological record of authentication events, account/transaction/category mutations, exports, backups, and security updates.
A. Application Preferences
Customize appearance, display currency, and typography across SmartAccounts.
B. Login & Security
Configure cryptographic PIN lock and WebAuthn biometric passkey unlock.
Checking browser WebAuthn platform authenticator support...
C. Backup & Restore (JSON Archive)
Export full application state or restore from a verified backup file.
Backups include all accounts, transactions, categories, settings, audit logs, and embedded transaction attachments in a portable JSON file.
D. Erase All Application Data
Permanently clear all accounts, transactions, categories, and attachments.
E. Multi-Device Cloud Sync, Offline Mode & Installable App (PWA)
Synchronize your accounts and transactions automatically across Desktop, Laptop & Mobile, work 100% offline, and install SmartAccounts with its own icon.